top of page

Join our mailing list to get notified on upcoming investment opportunities! 

Thanks for subscribing!

Acredited

*Accredited Investor Verification Disclaimer

Before participating in investment opportunities presented on this website, it is essential for potential investors to confirm their status as accredited investors in accordance with the applicable securities laws. Verification of accredited investor status is required to ensure compliance with legal and regulatory requirements and to determine eligibility for certain investment offerings that are not registered with government agencies and thus not available to the general public.

United States

In the United States, the Securities and Exchange Commission (SEC) defines accredited investors under Regulation D of the Securities Act. The criteria include:

For Individuals:

  1. Income: An individual must have an annual income exceeding $200,000, or $300,000 together with a spouse, for the last two years and expect the same for the current year.

  2. Net Worth: An individual or couple must have a net worth exceeding $1 million, excluding the value of the primary residence.

For Entities:

  1. Asset-based: Trusts, banks, partnerships, corporations, nonprofits, and entities organized for the purpose of investment that have assets in excess of $5 million.

  2. Professional experience: Certain entities, including those owned entirely by accredited investors or where all equity owners are accredited investors.

  3. Other qualifications: Directors, executive officers, and general partners of the company selling the securities; entities, including IRAs and trusts, where investments are directed by or managed by accredited investors.

Additionally, in recent years, amendments have expanded the definition to include knowledge-based criteria, such as individuals holding in good standing certain professional certifications, designations, or credentials recognized by the SEC.

Canada

In Canada, the definition of an accredited investor is broader and defined under National Instrument 45-106 Prospectus Exemptions. The criteria include:

For Individuals:

  1. Financial Assets: An individual who, either alone or with a spouse, has financial assets worth more than CAD $1 million before taxes but net of related liabilities.

  2. Net Worth: An individual whose net worth, alone or together with a spouse, exceeds CAD $5 million.

  3. Income: An individual who has net income before taxes exceeding CAD $200,000 in each of the two most recent years and who expects to maintain at least the same level of income this year; CAD $300,000 when combined with a spouse.

For Entities:

  1. Asset-based: A corporation, limited partnership, general partnership, or trust that has net assets of at least CAD $5 million as shown on its most recently prepared financial statements.

  2. Other types of organizations: Investment funds or other types of prescribed funds and entities.

  3. Government bodies: Government agencies and crown corporations with certain financial or asset thresholds.

bottom of page